BUY INTEREST FREE
What is interest free?
The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.
- Apply online and get a response in 60 seconds
- Start shopping straight away
- Pay no interest during the promotional period
A payment option to suit you
At Carpet Court, we offer a choice of repayment options, allowing you to choose the finance option that best suits your individual needs. See participating stores for available promotional terms.
Interest free – with minimum monthly repayments
Make monthly repayments and pay the outstanding balance in full before the end of the interest free period, to avoid paying any interest. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.
Interest Free – without repayments
No repayments are required during the interest free period. Pay your outstanding balance in full before the plan expires and you won't pay a cent in interest. Interest and payments are payable on any outstanding balance after the plan expires.
Interest Free – with equal monthly repayments
With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.
Fees & charges
Pay your purchase before the end of the promotional period and pay $0 interest.
For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards.
Any one of these four cards can be used to make Interest Free purchases
If you don’t have a card yet, you can apply for a Gem Visa online which will allow you to start interest free shopping today.
Already have an eligible card? Shop in store today.
Present your card or account number and driver’s licence in store.
*All plans are available to approved customers only, on advertised or ticketed prices, from participating Carpet Court stores. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.