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Payment Options

What is interest free?

The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.

  • Apply online and get a response in 60 seconds
  • Start shopping straight away
  • Pay no interest during the promotional period

A payment option to suit you

At Carpet Court, we offer a choice of repayment options, allowing you to choose the finance option that best suits your individual needs. Check your closest store to see if they participate.

Interest free – with minimum monthly repayments

Make monthly repayments and pay the outstanding balance in full before the end of the interest free period, to avoid paying any interest. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

Interest Free – without repayments

No repayments are required during the interest free period. Pay your outstanding balance in full before the plan expires and you won't pay a cent in interest. Interest and payments are payable on any outstanding balance after the plan expires.

Interest Free – with equal monthly repayments

With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.

FEES & CHARGES

$0 Interest

Pay your purchase before the end of the promotional period and pay $0 interest.

Annual fee

For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards.

Any one of these four cards can be used to make interest free purchases

If you don’t have a card yet, you can apply for a Gem Visa online which will allow you to start interest free shopping today.

  • Gem;
  • Go;
  • CreditLine;
  • Buyer’s Edge

Already have an eligible card? Shop in store today.

Present your card or account number and driver’s licence in-store.

Buy rugs on Afterpay 

Shop now, pay over time.

Buy what you want today, pay for it over four equal fortnightly instalments. Use your debit or credit card, get approved instantly. Simply select Afterpay as your payment options when you’re ready to purchase. Afterpay splits your payments over four equal instalments due every fortnight via your nominated debit card or credit card which are processed automatically. Please note: maximum total transaction value is $1200.