*ZIP is offered in selected stores and our Online Rugs selection
Do more, enjoy more, experience more. Own your freedom, your wellness, your personal style. Simply checkout with Zip and pay later. It’s your life, we’ll help you own it.
Zip gives you the freedom to own it today. No fuss, no wait, no worries.*
How is Zip different?
Sign up in minutes
Applying is fast and easy so you can start shopping today!
Shop just about everywhere
Shop at all your favourite places, online and instore, with the Zip app.
Our flexible repayments put you in control by letting you pay later at your own pace.
All you need is
How to use ZIP
Choose the account that's right for you.
Sign up and get a decision in minutes.
Select Zip at checkout.
Log into your account to set up your repayment schedule to suit your lifestyle.
Reuse your account anywhere you see the Zip logo.
Fees & interest
Zip Pay purchases are interest free, always.
Zip Money is interest free if you pay off your purchases within the interest free period.
Standard interest rate of 23.9% applies after the interest free period.
The $7.95 monthly account fee is waived if you pay your balance by the due date. If there's nothing owing on your account, there's nothing to pay and no fees.